Your teen builds their first real budget from take-home pay — with giving and saving planned first, not last.
They learn the 50/30/20 starting point plus sinking funds and savings goals — the same system taught in our full curriculum.
You get an open-and-go printable — no prep, no finance degree required, reusable every month.
One page. One month. One life-changing habit.
The Teen Budget Template walks your student through the exact steps of a real budget: total up monthly take-home income, try the 50/30/20 split, then plan giving, savings, sinking funds, needs, and wants — with planned-vs-actual columns so they learn to track, not just plan. A savings goal box turns "someday" into a monthly number. It's the same approach we teach in our Budgeting & Managing Your Money course, shrunk onto one printable page your teen can use every single month. For the full budgeting course open the link here: https://www.teachhomeschoolfinance.com/products/courses/budgeting-course
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