• The Teen Budget Template

    A simple, printable one-page budgeting sheet designed specifically for teens to manage their first paychecks, jobs, or allowance.

  • The First Paycheck Guide

    A simple, visual breakdown of a real pay stub. Teach your teen how to read their gross vs. net pay, what those tax deductions actually mean, and how to fill out a W-4.

  • The Adulting 101 Checklist

    A quick-reference roadmap of the essential real-world money milestones every teen should master before graduating high school.

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FAQ

  • What's included in these free homeschool money resources?

    Three printable PDFs: a one-page budget template for teens, a guide that walks through a real pay stub line by line, and a checklist of 30 money milestones to master before graduation. Each comes from our full grades 8–12 curriculum.

  • What ages are these resources for?

    They're written for students in grades 8–12 to work through independently or alongside a parent. Younger students can absolutely follow along with your help.

  • Do I need to be good with money to teach this?

    No. Everything is open-and-go: plain-language readings, worked examples, and answer keys. Plenty of parents tell us they learned a few things themselves.

  • Can personal finance count as high school credit?

    Many homeschool families award elective credit for personal finance. Requirements vary by state, so check your state's homeschool guidelines — our full courses include final exams and certificates that help document the work.

  • How is this different from other money curricula?

    We teach the actual mechanics teens will face — reading a W-4, what a credit score is built from, how a loan really costs what it costs — not just money mindset. If your student finishes a unit, they can do the thing, not just talk about it.

  • How do I get started?

    Download any resource above, or jump straight into our free introductory course, What School Never Taught You About Money. No commitment — it's the first level of the full curriculum.