Insurance & Protecting What You Have

Here's exactly what you're getting: a self-paced online course built around 3 short readings — each followed by a quick auto-graded knowledge check — plus a 15-question final exam that earns your student a certificate of completion. It also includes a downloadable, printable PDF workbook that reinforces the online lessons and goes further, with two bonus worksheets running the real dollar math on premiums vs. deductibles and how health insurance saves you — plus vocabulary pages and full answer keys for you. Your student learns how insurance actually works, decodes the vocabulary that confuses most adults — premium, deductible, copay, coinsurance, out-of-pocket maximum — and gets clear on the types they'll actually need, especially car insurance, which matters the moment they get behind the wheel. If you have a teen driver (or one coming up), Lesson 2 explains exactly why young drivers pay so much — and the concrete steps, like good-student discounts and driver's ed, that bring the bill down. Because the difference between the right coverage and state-minimum coverage shows up on the worst day of your life, not the day you sign. Written for grades 8–12 to complete independently or alongside a parent or teacher — zero prep for you.